No. There are no fees, no commissions, no closing costs charged to you. The offer you accept is the amount you receive at closing.

A cash offer is a single lump-sum payment at closing — fast, clean, and final. Seller financing means you act as the bank: you receive a down payment plus monthly payments over a fixed term (typically 10–30 years) at interest. The total price is usually 10–15% higher than the cash offer, and the property serves as collateral for the loan we owe you. Seller financing also lets you spread your capital gains over years (installment sale tax treatment) instead of taking the hit all at once. Both options are available on the same property — we’ll show you both numbers and you decide.

The note is secured by a recorded deed of trust (or mortgage) on the property. If we default on payments, you have the legal right to foreclose and take back the property. We also typically pre-pay for several months of taxes and insurance at closing as a cushion. Many of our seller-finance sellers actually prefer the worst-case scenario — getting the property back plus keeping the down payment and payments already made.

We actively buy single-family homes, manufactured homes, multi-family properties, and condos in Alachua County, FL; Liberty County, GA; and Houston County, GA. Any price point, any condition. We can inherit tenants or work with post-occupancy situations. If your property is outside these counties, reach out anyway — we’ll often connect you with a trusted partner in our buyer network.

That’s fine. We buy as-is. You don’t need to clean, fix, paint, or stage anything before showing it to us.

Standard timeline is 10-day inspection plus 30-day close — about 40 days total. If you need it faster, tell us. We’ve closed in as little as 14 days when the situation calls for it.

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